The Metlife military dental insurance, which is also known as the TRICARE dental program, is an interesting plan indeed. In our opinion, this is one of the best bargains you can get out of a dental insurance in the United States. What’s more, the program offers more features than most of the plans available in the U.S. with a relatively lower price! Sounds good? Read on and you’ll learn everything you need to know as a future customer.
First off, it is important to know the reason why it is relatively affordable, especially if we compare the price with the benefits. As the name suggests, this dental insurance program is related to military members, including reserve army, national guard, and obviously active duty service members. Not only that, since the spouse and the children of these military members are also eligible, this has become our top recommendation for those who are eligible. You don’t have to live in the United States to receive the benefits, so this is basically a worldwide dental insurance!
That said, this is still not a mandatory program. However, considering that dental health is a very important to your overall health (we’ve mentioned in a number of occassions that there are many researches that have confirmed the connection between dental health and other serious illness), you simply shouldn’t pass this opportunity.
M etlife Military Dental Cost and Premiums
There are two different pricing systems of the program. You can choose which system you prefer when you apply for the Metlife TRICARE military dental program. What makes this plan attractive is the fact that it is supported (subsidized) by the government, so the cost is relatively cheaper than your normal dental plan. These two pricing options include:
- Monthly Premium
It’s pretty much like your standard premium often seen in most dental insurance plan in the United States. However, the difference is the plan is more affordable and it offers better deals than the usual private plans. The amount of premium depends on the number of dependents in a family. Below are the Metlife military dental premium cost in a simple table:
|Active Duty||Selected Reserve and IRR||IRR (Non-mobilized)|
|Single: $11.30||Sponsor Only: $11.30||Sponsor Only: $28.24|
|Family: $33.88||Single: $28.24||Single: $28.24|
|Family: $84.71||Family: $84.71|
|Sponsor & Family: $96.01||Sponsor & Family: $112.95|
- Cost Sharing
Meanwhile, the cost sharing option will safe you from paying the monthly premiums. Instead, this cost sharing plan uses the co-payment methods. Preventive and diagnostic procedure is still free, but more advanced dental services cost will be split between you and Metlife. The dental insurance company will cover 80% of basic restorative dental services and sealants cost, 60%-70% of oral surgery and periodontics treatment, and 50% of other advanced dental services such as orthodontics, dentures, etc. As you know, there are many Metlife military dental provider in the US, so it is pretty convenient.
How to Enroll
If you are interested, then you should give a call to the Metlife military dental provider number below:
- For people at Continental United States: 1-855-MET-TDP1 (1-855-638-8371)
- For people at Outside Continental United States: 1-855-MET-TDP2 (1-855-638-8372)
They will gladly answer your questions. For example, you want to know about the pay online methods for Metlife military dental, etc.