PERFECTLY Plan Dental Implant and Make the Dental Insurance Pay for it. – Dental Care Experts

Dental Care Experts

PERFECTLY Plan Dental Implant and Make the Dental Insurance Pay for it.

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Ever wondering about how to pay for dental implant? We have said in our earlier posts that dental implant is pretty expensive. In fact, the cost may very well exceed a typical maximum annual benefit of dental insurance (which is usually somewhere between $1,000 and $2,000). That is why it is close to impossible to have the dental insurance company to cover 100% of the dental implant cost.

Therefore, it is important to plan everything before you get the implant. The first and the most important thing to plan is your timing. Dental implant requires several dental procedures, and the time taken from start to finish is between 6 to 9 months. Here’s the breakdown:

  • Tooth extraction and recovery – 1 week
  • Bone grafting and recovery – 2-4 month
  • Dental implant and the time required for the titanium implant to integrate and fused with the jawbone – 4-6 months
  • Placing the abutment and the prosthetics – 1 day

How to Get the Best of Dental Insurance for Paying Dental Implant

As you can see, there’s a lot of waiting involved in this procedure. Therefore, it is wise to split the bills with two periods of your dental insurance. To do so, we recommend you to start thinking about getting the implant somewhere on August or September. That way you will be able to spread the cost.

We’ve also mentioned earlier that not every dental insurance company will cover dental implant. If you’re planning on using your dental insurance for dental implant, make sure you choose the dental insurance that covers implants.

If in any way you are stuck with the current dental insurance plan that don’t cover dental implant, you can still try and ask them about alternative benefits. Checkout your plan’s benefits, and then call the dental insurance company’s representative to ask about the alternative coverage. They may offer to cover 50% of the cost for the crown (fake teeth), but don’t expect that they will cover the implant.

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Another interesting trick is to talk to your dentist or oral surgeon during the consultation. Ask them to break down the cost of each procedure related to the dental implant in your bill. This way you may be able to get reimbursement for some procedures. Some procedures are often bundled with the dental implant procedure such as X-rays that is usually taken several times during the process.

There you go, I sincerely hope that you now understand how the dental insurance works. Now you should also know how to plan dental implant procedure perfectly and get the most out of your dental plan to pay for it! Share your experience below and let’s discuss about this! Any feedback is appreciated!

 

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