Which Dental Insurance That Covers Root Canals? - Dental Jobs Expert

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Which Dental Insurance That Covers Root Canals?

Is there any dental insurance that covers root canals? To get better understanding about this matter, I want to talk a little about root canal definition. In dentistry, a root canal procedure means that your dentist will remove the tooth pulp, clear away infection, cleaning, shaping and filling the root canals for infection protection countermeasure.

The cost of root canal depends on various aspects, including the tooth that needs treatment, the dentist you visit, and also whether you have some kind of dental coverage such as dental insurance or dental discount plan.

If you’re planning to use your own pocket to pay for this dental health care procedure, you should know the standard price of such treatment. As we have said earlier, the tooth that needs the root canal treatment can affect the price. In most cases, the root canal procedure in the front teeth is generally cheaper compared to the root canal procedure in the molars. The cost of this treatment can vary between $800 and $1,250.

Dental Insurance that Covers Root Canals

These days almost every dental insurance in United States is offering to cover root canals. However, it is important to remember that root canal is considered as major dental work, which means you will have to wait for a while before you can get this benefit. Some dental insurance plans have 6 months waiting period, while other may have up to 12 months of waiting period. The dental insurance company will cover a part of the total cost, and the percentage of the cost they cover really depends on each plan.

However, in general most of the PPO dental insurance will cover 35% to 50% of the total root canal cost. Meanwhile, the DHMO dental insurance plan may be able to reduce the cost of root canal to $400.

Bottom line is, there are many dental insurance plan in United States that offer root canal benefit, what is important is that you read all of the coverage limitations and other clause in the dental insurance plan policy before you sign up for one. Remember, just like any other insurances, dental insurance is a product you buy when you’re healthy.

Should you need root canals coverage with no waiting period, you may not be suitable for the conventional dental insurance. Instead, there are several options you can try: the first is to use dental discount plan (which obviously offer less price cut than dental insurance), ask the dentist for financing options, or visit cheap dental clinics like dental school clinics to get reduced price and pay the root canal yourself.

I hope this post can give you helpful information about which dental insurance that covers root canals.

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